October 3, 2026

Florida Financial Affidavit Long Form 12.902(c), Explained

Form 12.902(c) is the long Family Law Financial Affidavit, a sworn, detailed statement of income, monthly expenses, property, and debts. This guide explains who the official instructions say uses it, what each section asks, and what records to gather first.

Written by Jurisio with AI assistance. Each legal statement is cited to the official source listed below; Jurisio checked the quoted passages against those sources on October 3, 2026. Jurisio is not a law firm and this page has not been reviewed by a lawyer.

A financial affidavit is a sworn statement about your money. Form 12.902(c) is the long form. It asks for much more detail than the short form: 15 pages covering income, more than 100 lines of monthly expenses, and a full list of property and debts [1]. The current version is dated June 2025, shown as "(06/25)" on each page [1].

Long form or short form?

The official instructions say the long form is used when "your individual gross income is $50,000 OR MORE per year" [1]. The instructions for Form 12.932 say the same and point people under $50,000 to the short form, Form 12.902(b), covered in the short form guide [2].

Individual means your own income, not your household's.
Gross means before taxes and deductions.

The long form can also be required below that line. The 12.932 instructions say either party may ask the other to complete the long form by serving the standard family law interrogatories, which are written questions (Form 12.930(b), or 12.930(c) in a modification case) [2].

When no financial affidavit is needed

The instructions list three exceptions [1]: a simplified dissolution under rule 12.105 where both spouses waived financial affidavits; no minor children, no support issues, and a filed written settlement agreement that settles all financial issues; or a court that lacks jurisdiction over any financial issue [1].

Filing it with the court vs. giving it to the other side

The official papers treat filing the affidavit with the court and giving (serving) it to the other party as two different things.

Giving it to the other party. In the part about spouses agreeing not to exchange the other disclosure documents, the Form 12.932 instructions say that exception does not apply to the financial affidavit, "which is required in all cases and cannot be waived" [2].
Filing it with the court. In 2023 the Florida Supreme Court amended Rule 12.285 to let parties waive the requirement to file financial affidavits in certain circumstances, "although the affidavits must still be exchanged by the parties" [4]. Those changes took effect November 1, 2023 [4]. The official form for this is Form 12.902(k), Notice of Joint Verified Waiver of Filing Financial Affidavits [3]. Its instructions say it is used only when each side has already received the other's complete financial affidavit, both prefer not to file them with the court, and the form is signed before any agreement that would resolve the case [3]. The Form 12.932 instructions also name Form 12.902(k) as an exception to filing the financial affidavit [2].

Read side by side, the "cannot be waived" sentence and the filing waiver can look like they conflict. The 2023 opinion treats them as separate: filing can be waived in certain circumstances, while the exchange still happens [4]. The long form's printed instructions, revised 06/25, still say a copy must be filed with the court and do not mention Form 12.902(k) [1]. This guide does not decide whether the filing waiver fits any particular case.

When it is due

The printed instructions say a copy must be served on the other party (or their lawyer) within 45 days of being served with the petition, if it was not served with your first papers, and filed with the court, subject to the Form 12.902(k) filing waiver described above [1] [3].

Monthly amounts

The monthly income, deduction, and expense lists use monthly amounts, and the instructions say you must convert amounts paid on other schedules [1]. A few employment questions are different: last year's gross income and, for someone unemployed, the highest gross earned income in the past five years are not monthly figures [1]. Their conversions are: weekly amount × 52 ÷ 12; every-two-weeks amount × 26 ÷ 12; twice-a-month amount × 2 [1]. For hourly or daily pay, first multiply by the hours or days worked per week to get a weekly amount [1].

Section by section

Section I: Income

This section starts with your age, your job, and whether you are unemployed, employed, or retired [1]. If unemployed, the form asks why, what you are doing to find work, when you expect to work again, the pay you expect, and "your highest gross earned income in the past five years" [1]. If you have more than one job, there is a box to check and a separate sheet for the other jobs [1]. Retired people give the retirement date and employer, and there is a box for anyone in or planning to enter the DROP program or another deferred compensation plan [1].

Next, you give last year's gross income for yourself and, if known, the other party [1]. Lines 1 through 16 list each kind of monthly income: wages, bonuses, business income, disability, workers' compensation, reemployment assistance, pensions, Social Security, alimony received, interest, rental income, trusts, and other recurring income, with line 17 as the total [1]. Lines 18 through 25 are deductions such as income tax, FICA, Medicare, mandatory union dues and retirement, and health insurance for you only [1]. Child support counts only if it is court-ordered, actually paid, and for children from another relationship [1]. Court-ordered alimony actually paid is listed separately [1]. Line 27 subtracts total deductions from gross income to give net monthly income [1].

Section II: Average monthly expenses

The expense section is grouped into subtotals [1]:

Primary household (lines 1–27): rent or mortgage, taxes, insurance, HOA fees, utilities, phone, food, repairs, internet, streaming, and more [1]. If you pay for more than one household, the form asks how many [1].
Automobiles (lines 28–39): gas, electric charging, repairs, tags, insurance, payments, rideshare, tolls, and roadside plans [1]. The car list runs through line 38, but the printed subtotal on line 39 says "add lines 28 through 35" [1]. This appears to be a numbering inconsistency on the form, and the form gives no official clarification.
Children common to both parties (lines 40–65): child care, school costs, activities, health costs, and the cost of exercising time-sharing [1].
Children from another relationship (lines 66–70), not counting court-ordered support [1].
Insurance (lines 71–79) and other expenses (lines 80–105), such as laundry, pet care, gifts, vacations, and attorney fees [1].
Payments to creditors (lines 106–119): only debts you are paying now that are not listed elsewhere [1]. The form says to list each student loan with its date of origination [1].

Line 120 totals all expenses, and lines 121 through 124 compare net income with expenses to show a surplus or deficit [1]. If an amount is not what you pay now, the form says to write "estimate" next to it [1].

Section III: Assets and liabilities

The form says you may attach an equitable distribution schedule or balance sheet instead of filling out this section, if it has the same information [1]. Otherwise you fill in a table with three columns:

Column A describes each item, including items held in a revocable trust [1]. In an original divorce, you check the box next to items you want the judge to award to you [1].
Column B is the current fair market value of marital property. The form says not to use Column B in any case that is not an original divorce [1].
Column C is the value of nonmarital property, under Petitioner or Respondent. If an item is part marital and part nonmarital, the two columns together must equal the item's value on the valuation date [1].

The asset list includes cash in digital wallets such as Venmo, Apple Wallet, and PayPal; virtual currency, with a schedule of units held and unit value; NFTs; business interests with your percentage of ownership; collectibles; firearms; and patents or copyrights [1]. The debts table works the same way and includes student loans (each listed separately), medical debts, tax debts, and judgments [1].

Part C works out net worth from the Column B totals, meaning marital assets minus marital liabilities, and it leaves out contingent assets and liabilities [1]. Part D lists contingent items, meaning things you might receive or might owe, like stock options or a possible lawsuit; the form says you must list them [1]. Part E says a Child Support Guidelines Worksheet (Form 12.902(e)) must be filed at or before a hearing to establish or modify child support, and that this cannot be waived by the parties [1]. It also has a box for cases where child support is not an issue and no worksheet is being filed [1].

Certificate of service and signature

You record how and when you delivered a copy to the other party, then sign under penalty of perjury that the facts are true [1]. Like the short form, the current long form uses this sworn declaration rather than a notary block [1].

What to gather first

The Form 12.932 mandatory disclosure checklist is a good list of records to pull before you start:

Tax returns for the past 3 years, with W-2s, 1099s, K-1s, and schedules [2].
Pay stubs or other proof of earnings for the 6 months before disclosure [2].
Bank and brokerage statements for the last 12 months [2].
Retirement and virtual currency statements for the past 12 months [2].
Business, partnership, and trust tax returns for the last 3 tax years, if you have an ownership interest [2].
Loan applications, financial statements, and credit reports used within the 24 months before disclosure [2].

Questions

Who has to use the long form instead of the short form?

The instructions say the long form is for a person whose individual gross income is $50,000 or more per year [1]. The other party can also ask for it through standard interrogatories [2].

Can I attach a spreadsheet instead of filling in the assets section?

The form says you may attach an equitable distribution schedule or balance sheet with the same information instead of completing Section III [1].

Does the long form need to be notarized?

The current form ends with a declaration signed "under penalties of perjury" and does not include a notary block [1].

What is the deadline to serve it?

The instructions say within 45 days of being served with the petition, if it was not served with your first papers [1].