Florida Statutes Chapter 624 — INSURANCE CODE: ADMINISTRATION AND GENERAL PROVISIONS

From the Legislature's 2026 edition, which includes changes effective through January 1, 2027. Later effective dates are retained in each section's source notes.

Title XXXVII

• § 624.01 — Short title.
• § 624.02 — “Insurance” defined.
• § 624.03 — “Insurer” defined.
• § 624.031 — “Self-insurance” defined.
• § 624.04 — “Person” defined.
• § 624.05 — “Department,” “commission,” and “office” defined.
• § 624.06 — “Domestic,” “foreign,” “alien” insurer defined.
• § 624.07 — “Domicile” defined.
• § 624.075 — “Commercially domiciled insurer” defined.
• § 624.08 — “State” defined.
• § 624.09 — “Authorized,” “unauthorized” insurer defined.
• § 624.10 — Other definitions.
• § 624.105 — Waiver of customer liability.
• § 624.1055 — Right of contribution among liability insurers for defense costs.
• § 624.11 — Compliance required.
• § 624.115 — Referral of criminal violations.
• § 624.12 — Application of code as to fraternal benefit societies.
• § 624.123 — Certain international health insurance policies; exemption from code.
• § 624.124 — Motor vehicle services; exemption from code.
• § 624.125 — Certain motor vehicle service agreements; exemption from code.
• § 624.126 — Certain mutual aid associations; exemption from code.
• § 624.1265 — Nonprofit religious organization exemption; authority; notice.
• § 624.127 — Certain political subdivisions offering prepaid ambulance service plans; exemption from code.
• § 624.1275 — Insurance agents; prohibited exclusion from public bidding and negotiations.
• § 624.128 — Crime victims exemption.
• § 624.129 — Certain location and recovery services; exemption from code.
• § 624.13 — Particular provisions prevail.
• § 624.15 — General penalty.
• § 624.155 — Civil remedy.
• § 624.1551 — Civil remedy actions against property insurers.
• § 624.1552 — Civil actions involving an insurance contract; applicability of offer of judgment provisions.
• § 624.19 — Existing forms and filings.
• § 624.21 — Prospective operation of amendments to code.
• § 624.215 — Proposals for legislation which mandates health benefit coverage; review by Legislature.
• § 624.23 — Public records exemption.
• § 624.231 — Disclosure and fees for production of records.
• § 624.24 — Prohibition against requiring the purchase of health insurance; exceptions.
• § 624.25 — Patient Protection and Affordable Care Act.
• § 624.26 — Collaborative arrangement with the Department of Health and Human Services.
• § 624.27 — Direct health care agreements; exemption from code.
• § 624.302 — Offices.
• § 624.303 — Seal; certified copies as evidence.
• § 624.307 — General powers; duties.
• § 624.308 — Rules.
• § 624.310 — Enforcement; cease and desist orders; removal of certain persons; fines.
• § 624.3102 — Immunity from civil liability for providing department, commission, or office with information about condition of insurer.
• § 624.311 — Records; reproductions; destruction.
• § 624.312 — Reproductions and certified copies of records as evidence.
• § 624.313 — Publications.
• § 624.314 — Publications; Insurance Regulatory Trust Fund.
• § 624.315 — Annual reports; quarterly reports.
• § 624.316 — Examination of insurers.
• § 624.3161 — Market conduct examinations.
• § 624.317 — Investigation of agents, adjusters, administrators, service companies, and others.
• § 624.318 — Conduct of examination or investigation; access to records; correction of accounts; appraisals.
• § 624.319 — Examination and investigation reports.
• § 624.320 — Examination expenses.
• § 624.321 — Witnesses and evidence.
• § 624.322 — Testimony compelled; immunity from prosecution.
• § 624.324 — Hearings.
• § 624.33 — Jurisdiction regarding health or life coverage.
• § 624.34 — Authority of Department of Law Enforcement to accept fingerprints of, and exchange criminal history records with respect to, certain persons.
• § 624.36 — Availability of description of specified behavioral health care benefits on department website.
• § 624.401 — Certificate of authority required.
• § 624.402 — Exceptions, certificate of authority required.
• § 624.4031 — Church benefit plans and church benefit board.
• § 624.4032 — Nonprofit agricultural organization medical benefit plans.
• § 624.404 — General eligibility of insurers for certificate of authority.
• § 624.4055 — Restrictions on existing private passenger automobile insurance.
• § 624.406 — Combinations of insuring powers, one insurer.
• § 624.407 — Surplus required; new insurers.
• § 624.40711 — Restrictions on insurers that are wholly owned subsidiaries of insurers to do business in state.
• § 624.4073 — Officers and directors of insolvent insurers.
• § 624.408 — Surplus required; current insurers.
• § 624.4085 — Risk-based capital requirements for insurers.
• § 624.40851 — Confidentiality of risk-based capital information.
• § 624.4094 — Bail bond premiums.
• § 624.4095 — Premiums written; restrictions.
• § 624.410 — Permissible insuring combinations without additional capital funds.
• § 624.411 — Deposit requirement; domestic insurers and foreign insurers.
• § 624.412 — Deposit of alien insurers.
• § 624.413 — Application for certificate of authority.
• § 624.4135 — Redomestication.
• § 624.414 — Issuance or refusal of authority.
• § 624.415 — Ownership of certificate of authority; return.
• § 624.416 — Continuance, expiration, reinstatement, and amendment of certificate of authority.
• § 624.418 — Suspension, revocation of certificate of authority for violations and special grounds.
• § 624.420 — Order, notice of suspension or revocation of certificate of authority; effect; publication.
• § 624.421 — Duration of suspension; insurer’s obligations during suspension period; reinstatement.
• § 624.4211 — Administrative fine in lieu of suspension or revocation.
• § 624.4212 — Confidentiality of proprietary business and other information.
• § 624.4213 — Trade secret documents.
• § 624.422 — Service of process; appointment of Chief Financial Officer as process agent.
• § 624.423 — Serving process.
• § 624.424 — Annual statement and other information.
• § 624.4241 — NAIC filing requirements.
• § 624.4243 — Reporting of premium growth.
• § 624.4245 — Change in controlling interest of foreign or alien insurer; report required.
• § 624.425 — Agent countersignature required, property, casualty, surety insurance.
• § 624.426 — Exceptions to countersignature law.
• § 624.428 — Licensed agent law, life and health insurances.
• § 624.430 — Withdrawal of insurer or discontinuance of writing certain kinds or lines of insurance.
• § 624.4301 — Notice of temporary discontinuance of writing new residential property insurance policies.
• § 624.4305 — Nonrenewal of residential property insurance policies.
• § 624.4315 — Workers’ compensation insurers; notice of significant underwriting change.
• § 624.436 — Florida Nonprofit Multiple-Employer Welfare Arrangement Act.
• § 624.4361 — Definitions.
• § 624.437 — “Multiple-employer welfare arrangement” defined; certificate of authority required; penalty.
• § 624.438 — General eligibility.
• § 624.4385 — Certain words prohibited in name of organization.
• § 624.439 — Filing of application.
• § 624.4392 — Fund balance.
• § 624.44 — Examination by the office.
• § 624.441 — Insolvency protection.
• § 624.4411 — Administrative, provider, and management contracts.
• § 624.4412 — Policy forms.
• § 624.4414 — Employer participants’ liability.
• § 624.4415 — Assessments.
• § 624.4416 — Assessments by receiver.
• § 624.4417 — Certain sales prohibited.
• § 624.442 — Annual reports; actuarial certification; quarterly reports; penalties.
• § 624.443 — Place of business; maintenance of records.
• § 624.4431 — Administration; rules.
• § 624.4432 — Assets, liabilities, and investments.
• § 624.444 — Suspension, revocation of approval.
• § 624.445 — Order, notice, duration, effect of suspension or revocation; administrative fine.
• § 624.446 — Rehabilitation, dissolution.
• § 624.447 — Certificate of insurance for contractors.
• § 624.448 — Assets of insurers; reporting requirements.
• § 624.449 — Insurer investment in foreign companies.
• § 624.45 — Participation of financial institutions in reinsurance and in insurance exchanges.
• § 624.460 — Short title.
• § 624.461 — Definition.
• § 624.462 — Commercial self-insurance funds.
• § 624.4621 — Group self-insurance funds.
• § 624.4622 — Local government self-insurance funds.
• § 624.46223 — Notice of intent to withdraw.
• § 624.46225 — Self-insured public utilities.
• § 624.46226 — Public housing authorities self-insurance funds; exemption for taxation and assessments.
• § 624.4623 — Independent Educational Institution Self-Insurance Funds.
• § 624.4625 — Corporation not for profit self-insurance funds.
• § 624.4626 — Electric cooperative self-insurance fund.
• § 624.464 — Certificate of authority required; penalties.
• § 624.466 — Application requirements for certificate of authority.
• § 624.468 — Continuing requirements for certificate of authority.
• § 624.470 — Annual reports.
• § 624.472 — Member’s liability.
• § 624.473 — Dividends.
• § 624.474 — Assessments.
• § 624.4741 — Venue in assessment actions.
• § 624.475 — Tax on premiums, contributions, and assessments.
• § 624.476 — Impaired self-insurance funds.
• § 624.477 — Liquidation, rehabilitation, reorganization, and conservation.
• § 624.480 — Filing, approval, and disapproval of forms.
• § 624.482 — Making and use of rates.
• § 624.483 — Self-insurer members; payment of delinquent premiums and assessments.
• § 624.484 — Registration of agent.
• § 624.486 — Examination.
• § 624.487 — Enforcement of specified insurance provisions.
• § 624.488 — Applicability of related laws.
• § 624.489 — Liability of trustees of self-insurance trust fund and directors of self-insurance funds operating as corporations.
• § 624.490 — Registration of pharmacy benefit managers.
• § 624.491 — Pharmacy audits.
• § 624.501 — Filing, license, appointment, and miscellaneous fees.
• § 624.5015 — Advance collection of fees and taxes; title insurers not to pay without reimbursement.
• § 624.502 — Service of process fee.
• § 624.504 — Liability for state, county tax.
• § 624.505 — County tax; determination; additional offices; nonresident agents.
• § 624.506 — County tax; deposit and remittance.
• § 624.507 — Municipal tax.
• § 624.508 — Insurer’s license tax; when payable.
• § 624.509 — Premium tax; rate and computation.
• § 624.5091 — Retaliatory provision, insurers.
• § 624.5092 — Administration of taxes; payments.
• § 624.50921 — Adjustments.
• § 624.5094 — Casualty insurance premiums.
• § 624.510 — Tax on wet marine and transportation insurance.
• § 624.5105 — Community contribution tax credit; authorization; limitations; eligibility and application requirements; administration; definitions; expiration.
• § 624.51055 — Credit for contributions to eligible nonprofit scholarship-funding organizations.
• § 624.51056 — Credit for contributions to the New Worlds Reading Initiative.
• § 624.51057 — Credit for contributions to eligible charitable organizations.
• § 624.51058 — Credit for contributions to the Live Local Program.
• § 624.51059 — Credit for contributions to eligible charitable organizations for the Home Away From Home Tax Credit.
• § 624.5107 — Child care tax credits.
• § 624.5108 — Property insurance discount to policyholders; insurance premium deduction; insurer credit for deductions.
• § 624.511 — Tax statement; overpayments.
• § 624.515 — State Fire Marshal regulatory assessment and surcharge; levy and amount.
• § 624.516 — State Fire Marshal regulatory assessment and surcharge; deposit and use of funds.
• § 624.517 — State Fire Marshal regulatory assessment; reduction of assessment.
• § 624.518 — State Fire Marshal regulatory assessment and surcharge; tax return, overpayment.
• § 624.519 — Nonpayment of premium tax or fire marshal assessment; penalty.
• § 624.520 — Preemption by state.
• § 624.521 — Deposit of certain tax receipts; refund of improper payments.
• § 624.523 — Insurance Regulatory Trust Fund.
• § 624.601 — Definitions not mutually exclusive.
• § 624.6011 — “Kinds of insurance” defined.
• § 624.6012 — “Lines of insurance” defined.
• § 624.602 — “Life insurance,” “life insurer” defined.
• § 624.603 — “Health insurance” defined.
• § 624.604 — “Property insurance” defined.
• § 624.605 — “Casualty insurance” defined.
• § 624.606 — “Surety insurance” defined.
• § 624.6065 — “Fidelity insurance” defined.
• § 624.607 — “Marine insurance,” “wet marine and transportation insurance,” and “inland marine insurance” defined.
• § 624.608 — “Title insurance” defined.
• § 624.6081 — “Residual value insurance” defined.
• § 624.6085 — “Collateral protection insurance” defined.
• § 624.6086 — “Paid family leave insurance” defined; paid family leave insurance issuance and purchase.
• § 624.609 — Limit of risk.
• § 624.610 — Reinsurance.
• § 624.80 — Definitions.
• § 624.805 — Hazardous insurer standards; office’s evaluation and enforcement authority; immediate final order.
• § 624.81 — Notice to comply with written requirements of office; noncompliance.
• § 624.82 — Confidentiality of certain proceedings and records.
• § 624.83 — Prohibited acts during period of supervision.
• § 624.84 — Review.
• § 624.85 — Administrative election of proceedings.
• § 624.86 — Other laws; conflicts; meetings between the office and the supervisor.
• § 624.865 — Rulemaking.
• § 624.87 — Administrative supervision; expenses.
• § 624.91 — The Florida Healthy Kids Corporation Act.
• § 624.915 — Florida Healthy Kids Corporation; operating fund.