Vermont — Title 08 · Chapter 103 — Life Insurance Policies and Annuity Contracts
- § 3700 — Statutory purposes
- § 3701 — Discriminations prohibited
- § 3702 — Other prohibited practices
- § 3703 — Penalties
- § 3704 — Trust agreements
- § 3705 — Spendthrift provisions; creditors of beneficiary
- § 3706 — Exemption of proceeds—Life insurance
- § 3707 — Disability benefits
- § 3708 — Group insurance
- § 3709 — Annuity contracts—Assignability of rights
- § 3710 — Power to contract—Purchase of annuities or insurance by minors
- § 3711 — Charitable life gifts
- § 3712 — Payment discharges insurer
- § 3713 — Assignment of insurance policies or annuity contracts
- § 3714 — Life policy as separate property of married woman
- § 3715 — Forms for proof of loss to be furnished
- § 3716 — Claims administration not waiver
- § 3717 — Annuity contracts
- § 3718 — Annuity considerations
- § 3718a — Charitable gift annuities
- § 3719 — Valuation of bonds, etc
- § 3731 — Standard provisions required
- § 3732 — “Industrial life insurance” defined
- § 3733 — Excluded or restricted coverage in life insurance policies
- § 3734 — Incontestability and limitation of liability after reinstatement
- § 3735 — Application as evidence
- § 3736 — Representations in applications
- § 3750 — Standard Nonforfeiture Law for Individual Deferred Annuities
- § 3760 — Title
- § 3761 — Definitions
- § 3762 — Nonforfeiture benefits
- § 3763 — Computation of cash surrender value
- § 3764 — Computation of paid-up nonforfeiture benefits
- § 3765 — Calculation of adjusted premiums
- § 3766 — Calculation of adjusted premiums; ordinary policies
- § 3767 — Calculation of adjusted premiums; industrial policies
- § 3768 — Calculations of adjusted premiums by the nonforfeiture net level premium method
- § 3769 — Nonforfeiture benefits for indeterminate premium plans
- § 3770 — Proration of values; net value of paid-up additions
- § 3771 — Consistency of progression of cash surrender values with increasing policy duration
- § 3772 — Exceptions
- § 3773 — Effective date; applicability
- § 3791 — Title
- § 3791a — Definitions
- § 3791b — Reserve valuation
- § 3791c — Actuarial opinion of reserves
- § 3791d — Computation of minimum standard
- § 3791e — Computation of minimum standard for annuities
- § 3791f — Computation of minimum standard by calendar year of issue
- § 3791g — Reserve valuation method—Life insurance and endowment benefits
- § 3791h — Reserve valuation method—Annuity and pure endowment benefits
- § 3791i — Minimum reserves
- § 3791j — Optional reserve calculation
- § 3791k — Reserve calculation—Valuation net premium exceeding the gross premium charged
- § 3791l — Reserve calculation—Indeterminate premium plans
- § 3791m — Minimum standard for accident and health insurance contracts
- § 3791n — Valuation manual for policies issued on or after the operative date of the valuation manual
- § 3791o — Requirements of a principle-based valuation
- § 3791p — Experience reporting for policies in force on or after the operative date of the valuation manual
- § 3791q — Confidentiality
- § 3791r — Single state exemption
- § 3801 — Scope of subchapter—Short title
- § 3802 — Group contracts must meet group requirements
- § 3803 — Employee groups
- § 3804 — Labor union groups
- § 3805 — Debtor groups
- § 3806 — Licensed lenders; charges for insurance
- § 3807 — Public employee groups
- § 3808 — Trustee groups
- § 3809 — Association of employers groups
- § 3810 — Credit union groups
- § 3810a — Associations and discretionary groups
- § 3811 — Dependents’ coverage
- § 3812 — Provisions required in group contracts
- § 3813 — Grace period
- § 3814 — Incontestability
- § 3815 — Application; statements deemed representations
- § 3816 — Insurability
- § 3817 — Misstatement of age
- § 3818 — Payment of benefits
- § 3819 — Certificate
- § 3820 — Conversion on termination of eligibility
- § 3821 — Conversion on termination of policy
- § 3822 — Death pending conversion
- § 3823 — Notice as to conversion right
- § 3824 — Readjustment of premium
- § 3825 — Application of dividends, rate reductions
- § 3835 — Definitions
- § 3836 — License and bond requirements
- § 3837 — License revocation and denial
- § 3838 — Approval of life settlement contracts, disclosure statements, and related forms
- § 3839 — Reporting requirements and privacy
- § 3840 — Investigations and examinations
- § 3841 — Disclosure to policy owner
- § 3842 — Disclosure to insurer
- § 3843 — General rules
- § 3844 — Prohibited practices
- § 3845 — Prohibited practices and conflicts of interest
- § 3846 — Advertising for life settlements
- § 3847 — Fraud prevention and control
- § 3848 — Civil remedies, penalties, and enforcement
- § 3849 — Adoption of rules
- § 3855 — Establishment of accounts
- § 3856 — Required contents of policy
- § 3857 — Licensing
- § 3858 — Powers of Commissioner
- § 3859 — Grace; reinstatement; nonforfeiture