Virginia — Title 6.2 · Chapter 4
- § 6.2-400 — Amount of late charge; when charge can be made
- § 6.2-401 — Acceleration clause in note evidencing installment loan; effect of acceleration
- § 6.2-402 — Notice of use of Rule of 78 rebate method
- § 6.2-403 — The Rule of 78
- § 6.2-404 — When use of Rule of 78 prohibited or permitted
- § 6.2-405 — References to sections regulating rebates of unearned interest and prepayment penalties
- § 6.2-406 — Disclosure of terms of mortgage application
- § 6.2-407 — Lenders to furnish borrower with copy of appraisal
- § 6.2-408 — Priority of interest on debts secured by mortgage or deed of trust
- § 6.2-409 — Addition of unpaid interest to principal balance
- § 6.2-410 — Borrowers not to be required to employ particular professionals
- § 6.2-411 — Requirements relating to insurance
- § 6.2-412 — Insurance coverage under certain loans not to exceed replacement value of improvements
- § 6.2-413 — Obligation of lender to reimburse unused mortgage guaranty insurance premiums
- § 6.2-414 — Obligation of person maintaining escrow account to pay taxes and insurance; penalties
- § 6.2-415 — Lender not to cancel insurance policy at time of refinancing under certain circumstances
- § 6.2-416 — Certain mortgages not to prohibit further encumbrance of real property
- § 6.2-417 — Mortgage or deed of trust to contain notice that debt is subject to call or modification on conveyance of property
- § 6.2-418 — Property owner entitled to written statement of payoff amount
- § 6.2-419 — Assumption of mortgage or deed of trust; disclosure of terms; certain loans to include assumption provisions
- § 6.2-420 — Prepayment penalty not to be collected in certain circumstances
- § 6.2-421 — Certain contracts to permit prepayment; amount of prepayment penalty
- § 6.2-422 — Prepayment penalty for loan secured by home occupied by borrower
- § 6.2-423 — Prepayment of loans secured by certain subordinate mortgages or deeds of trust; rebates for unearned interest
- § 6.2-424 — Definitions
- § 6.2-425 — Cardholder not liable in absence of request for, consent to issuance of, or use of card
- § 6.2-426 — When request, consent, or use not condition precedent to liability
- § 6.2-427 — Costs and attorney fee in suit on card; evidence of request or consent
- § 6.2-428 — Production of credit card number as condition of check cashing or acceptance prohibited
- § 6.2-429 — Improper use of payment device numbers
- § 6.2-430 — Place where transaction occurred; federal Fair Credit Billing Act
- § 6.2-431 — Certain cards excepted
- § 6.2-432 — Credit card account disclosures
- § 6.2-433 — Amendment to open-end credit contract or plan by bank or savings institution
- § 6.2-434 — Law governing open-end credit contract or plan by bank or savings institution
- § 6.2-435 — Law governing open-end credit contract or plan by seller or lender
- § 6.2-436 — Compliance with federal law
- § 6.2-437 — Right of buyer of consumer goods to refinance certain payments; agreements as to fluctuation in schedule of payments